FREE INITIAL BANKRUPTCY CONSULTATION
Attorney Thalia Downing Carroll has assisted clients file bankruptcy in over 1,300 Nebraska bankruptcy cases
Deciding whether or not to file bankruptcy is one of the hardest decisions for an individual or family to be faced with. Whether you are facing mounting credit card debt or medical bills, repossession of a vehicle or foreclosure of your home, it is important that you seek an experienced Omaha bankruptcy attorney who can tell you what your rights are and allow you take control of the situation. If the harassing telephone calls and threatening letters are keeping you up at night with worry, it is time to put your mind at ease and contact an Iowa or Nebraska bankruptcy lawyer. Together we can make a plan.
There are different types of bankruptcy and the type of bankruptcy that will give you the most relief depends on your unique set of circumstances. Most people do not lose property in a bankruptcy proceeding. However, it is important to choose the right type of bankruptcy in order to protect what you do have from your creditors and get the fresh start you are entitled to. Thompson Law Office in west Omaha is a law firm that can represent debtors in Chapter 7 (seven) and Chapter 13 (thirteen) bankruptcy cases.
Chapter 7 bankruptcy is the simplest type of bankruptcy and most common debts are forgiven in a Chapter 7 proceeding. Some debts that are NOT forgiven in a Chapter 7 bankruptcy are most income tax obligations, child support or alimony, and student loans. No payments are made to your creditors in a Chapter 7 case and there is usually only one hearing that you need to attend. Your bankruptcy attorney will attend the hearing with you and provide you the guidance and legal advice you need to feel at ease.
Chapter 13 bankruptcy is often referred to as a wage-earner or repayment plan. It provides a way for people who have gotten behind on their debts an opportunity to repay them based upon the amount of income and the amount of debt owed. Together we will make a plan based upon your best interest and the requirements of the law. There is one hearing that you must attend and your bankruptcy lawyer will attend the hearing with you. In most circumstances, Chapter 13 allows debtors who have fallen behind on mortgage or car payments to keep the property they have and restructure the payments in a way that is affordable.
Filing bankruptcy will stop the following:
Call Thompson Law Office today to set up a free bankruptcy consultation to discuss your legal options with an experienced Nebraska or Iowa bankruptcy attorney who will help you take control of the situation. Thompson Law Office in southwest Omaha can be reached toll-free at 1-888-934-0198, ext. 115, or in the Omaha area at 402-934-0198, ext. 115.
Designated by Congress as a Debt Relief Agency. We help people file for bankruptcy.
Warning: Electronic messages are not necessarily confidential. Please do not send any message you consider to be confidential or sensitive in nature until you receive information from us on how to encrypt your message. Please be aware that the act of sending electronic mail or messages to Thompson Law Office will not of itself create an attorney-client relationship. Unless you are already a client of our law firm, any electronic communication will not be privileged, and may be disclosed to other persons. The contents of this website are intended for general information and educational purposes and should not be construed as legal advice.
Avoid foreclosure with the Home Affordable Refinance Program (HARP) or the Home Affordable Modification Program (HAMP). In 2009, the federal government unveiled the Making Home Affordable program to help homeowners stay in their houses and avoid foreclosure. If your loan is owned or controlled by Freddie Mac or Fannie Mae, and you’re current on your…
Continue Reading »How foreclosure procedures work, in both judicial and nonjudicial foreclosure states. Foreclosure happens when you fall behind on your house payments and your lender uses state procedures to sell your house. Foreclosure works differently in different states. In some states, the lender has to file a lawsuit to foreclose (judicial foreclosure), while in others, it…
Continue Reading »Challenge a foreclosure by bringing a defense such as unconscionability or lender mistake. // // ]]>Until recently, successful defenses against foreclosure were relatively rare. But that is changing rapidly — more homeowners are successfully challenging foreclosure actions. This sea change is due, in large part, to the unearthing of more and more evidence that the…
Continue Reading »Avoiding foreclosure, defending foreclosure and alternatives to foreclosure were discussed at length by our Attorney Thalia Downing Carroll at the LawReviewCLE’s full-day seminar on September 13, 2011, in Omaha, Nebraska. Ms. Carroll discussed loan modifications, mortgage securitization, litigation strategies, bankruptcy issues in foreclosure, and other legal and ethical issues relevant to the increasing amount of…
Continue Reading »After you file for bankruptcy, the automatic stay offers potent legal protection against bill collectors. When you file for bankruptcy, something called the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity. Especially if you are at risk of being evicted,…
Continue Reading »Bringing practical advice and passionate advocacy to your community, home or office. View the Mobile Unit’s schedule to see when it may be near your community! We strongly believe that everyone deserves the same access to professional legal counsel, no matter where you may live or work. Thompson Law Office’s Mobile Unit serves clients throughout…
Continue Reading »Avoid foreclosure with the Home Affordable Refinance Program (HARP) or the Home Affordable Modification Program (HAMP). In 2009, the federal government unveiled the Making Home Affordable program to help homeowners stay in their houses and avoid foreclosure. If your loan is owned or controlled by Freddie Mac or Fannie Mae, and you’re current on your…
Continue Reading »How foreclosure procedures work, in both judicial and nonjudicial foreclosure states. Foreclosure happens when you fall behind on your house payments and your lender uses state procedures to sell your house. Foreclosure works differently in different states. In some states, the lender has to file a lawsuit to foreclose (judicial foreclosure), while in others, it…
Continue Reading »Challenge a foreclosure by bringing a defense such as unconscionability or lender mistake. // // ]]>Until recently, successful defenses against foreclosure were relatively rare. But that is changing rapidly — more homeowners are successfully challenging foreclosure actions. This sea change is due, in large part, to the unearthing of more and more evidence that the…
Continue Reading »Avoiding foreclosure, defending foreclosure and alternatives to foreclosure were discussed at length by our Attorney Thalia Downing Carroll at the LawReviewCLE’s full-day seminar on September 13, 2011, in Omaha, Nebraska. Ms. Carroll discussed loan modifications, mortgage securitization, litigation strategies, bankruptcy issues in foreclosure, and other legal and ethical issues relevant to the increasing amount of…
Continue Reading »After you file for bankruptcy, the automatic stay offers potent legal protection against bill collectors. When you file for bankruptcy, something called the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity. Especially if you are at risk of being evicted,…
Continue Reading »If your business is in the red, take steps to protect your personal assets. // // ]]> If your business is in distress — you owe a lot of money but you can’t pay — your creditors will probably threaten legal action against you personally. How much they can collect will depend on how your…
Continue Reading »Thalia will be sharing lessons from her bankruptcy law experience on Friday, August 12, 2011, at the Nebraska State Bar Association’s continuing legal education program in LaVista, Nebraska. It is billed as “an in-depth look at bankruptcy practice and procedure today, intended for lawyers practicing in this area now.” “Topics include Tax issues, ethics issues…
Continue Reading »Avoid or delay foreclosure of your home by seeking bankruptcy protection. If you are facing foreclosure, bankruptcy might be able to help. In many cases, filing Chapter 7 bankruptcy can delay the foreclosure by a number of months. Some people may be able to save their home by filing for Chapter 13 bankruptcy. What Is…
Continue Reading »For some debtors, Chapter 13 bankruptcy is a better option than Chapter 7 bankruptcy. For some debtors, Chapter 13 bankruptcy is a better option than Chapter 7 bankruptcy. And sometimes Chapter 13 is the only option because a debtor is not eligible for Chapter 7 bankruptcy. It’s important to sort out the issues and decide…
Continue Reading »A short sale may be the answer to your mortgage problems. Here’s what you need to know. Having trouble paying your mortgage? You may have heard that a short sale is the answer to your problems. A short sale is a sale of a property where the proceeds of the sale are less than the…
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Attorney Thalia Downing Carroll began her career clerking for Judge Timothy J. Mahoney of the United States Bankruptcy Court for the District of Nebraska. She then entered private practice representing debtors in Chapter 7 and 13 bankruptcy cases and creditors in Chapter 11 cases. Thalia has assisted clients file bankruptcy in over 1,300 Nebraska bankruptcy cases.Read More About Thalia »
